Mercado Hipotecas | Guides, Advice and Mortgage News in Spain

Mortgage Comparator 2025: Best Offers from +20 Banks

Mortgage Comparator 2025: Best Offers from +20 Banks

We compare in real-time the best mortgages of October 2025. Find the perfect offer between fixed, variable or mixed with verified data from more than 20 Spanish banks.

Mortgage Transfer: Complete Guide 2025

Mortgage Transfer: Complete Guide 2025

What Is Euribor and How Does It Affect Your Mortgage?

What Is Euribor and How Does It Affect Your Mortgage?

Mortgages for Self-Employed in Spain 2025

Mortgages for Self-Employed in Spain 2025

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Opening Costs and Mortgage Fees 2025: Complete Guide

Opening Costs and Mortgage Fees 2025: Complete Guide

Discover all mortgage fees in 2025: opening, appraisal, early repayment and more. Includes comparison of 8 major banks and strategies to save thousands of euros.

#fees#mortgage-costs#calculator

Young People Mortgage Assistance 2025: ICO Guarantee and Regional Grants

Young People Mortgage Assistance 2025: ICO Guarantee and Regional Grants

Complete guide to all assistance for young people wanting to buy their first home in 2025: ICO Guarantee up to 20%, national grants of €10,800 and regional aid by autonomous community. Requirements, how to apply and real examples.

#young-mortgage#ico-guarantee#housing-grants

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100% Mortgage Without Savings: Is It Possible in Spain in 2025?

100% Mortgage Without Savings: Is It Possible in Spain in 2025?

Discover if you can buy a house without down payment in 2025. ICO guarantees, bank requirements and alternatives for young people and families.

#100-percent-mortgage#no-down-payment#ico-guarantee

Early Mortgage Repayment in Spain 2025

Early Mortgage Repayment in Spain 2025

Save thousands in interest with early repayment. Complete guide with strategies, commissions and when it makes sense.

#amortizacion#ahorro-interes#estrategia

Abusive Clauses in Mortgages: Complete Guide

Abusive Clauses in Mortgages: Complete Guide

Identify and eliminate abusive clauses from your mortgage. Floor clause, mortgage expenses and your legal rights.

#clausulas#legal#derechos

Mandatory Insurance When Getting a Mortgage in Spain

Mandatory Insurance When Getting a Mortgage in Spain

What insurance is truly mandatory for your mortgage? Discover required and optional insurance, costs, and how to choose wisely.

#seguros#proteccion#obligatorio

Fixed vs Variable Rate Mortgages 2025: Which to Choose?

Fixed vs Variable Rate Mortgages 2025: Which to Choose?

Complete comparison between fixed and variable mortgages in 2025. Discover which best fits your financial profile with real examples and calculations.

#tipos-interes#comparativa#decision

Tax-Deductible Expenses When Buying Property in Spain

Tax-Deductible Expenses When Buying Property in Spain

Know which expenses you can fiscally deduct when buying your home. Updated guide with 2025 regulations.

#impuestos#deducciones#fiscal

Can't Pay Your Mortgage? What To Do

Can't Pay Your Mortgage? What To Do

Solutions if you can't pay your mortgage. Grace periods, restructuring, dation in payment and how to avoid foreclosure.

#impagos#carencia#soluciones

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APR vs Nominal Rate: Key Differences in Mortgages

APR vs Nominal Rate: Key Differences in Mortgages

Understand the difference between APR and nominal rate to compare mortgages correctly. Practical examples and calculator included.

#tae-tin#calculo#interes

Green and Sustainable Mortgages in Spain 2025

Green and Sustainable Mortgages in Spain 2025

Mortgages with better terms for energy-efficient homes. Benefits, energy requirements and savings on your green mortgage.

#hipoteca-verde#sostenible#eficiencia

Debt Consolidation: When Does It Make Sense?

Debt Consolidation: When Does It Make Sense?

Consolidate all your debts into one single payment. Discover when consolidation is advantageous and how to request it correctly.

#reunificacion#deudas#consolidacion

Looking for your ideal mortgage?

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Response in less than 24h

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Mortgage Guarantee: What It Is and When You Need It

Mortgage Guarantee: What It Is and When You Need It

Are you being asked for a guarantor for your mortgage? Discover what it implies, guarantor responsibilities and available alternatives.

#aval#garantias#solvencia

How to Improve Your Credit Score in Spain

How to Improve Your Credit Score in Spain

Improve your credit score and increase your chances of getting a mortgage. Practical strategies and effective tips.

#credito#aprobacion#consejos

Mortgages for Second Home or Investment Property

Mortgages for Second Home or Investment Property

Financing for second home or real estate investment. Conditions, spreads and strategies for investors.

#segunda-vivienda#inversion#alquiler

Notary Fees When Buying Property in Spain (2025)

Notary Fees When Buying Property in Spain (2025)

Everything you need to know about notary fees when buying property: prices, who pays, how to optimize costs and common mistakes to avoid.

#gastos#notaria#compraventa

Property Appraisal: What It Is and How It Works

Property Appraisal: What It Is and How It Works

Everything about mortgage appraisal. Price, required documents, how value is calculated and what to do if it falls short.

#tasacion#valoracion#inmobiliaria

Mortgages by City in Andalusia

Find the best mortgage adapted to your city's real estate market

Sevilla

Sevilla

Avg. price:2,050€/m²

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Málaga

Málaga

Avg. price:2,450€/m²

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Cádiz

Cádiz

Avg. price:3,058€/m²

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Huelva

Huelva

Avg. price:1,388€/m²

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Granada

Granada

Avg. price:2,380€/m²

View mortgages in Granada →

Córdoba

Córdoba

Avg. price:1,480€/m²

View mortgages in Córdoba →

Almería

Almería

Avg. price:1,627€/m²

View mortgages in Almería →

Jaén

Jaén

Avg. price:1,343€/m²

View mortgages in Jaén →

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